Govt Student Loans - A Chance to Pursue Nice Career

The govt. gives loans to the students who cannot afford their education on their own. Student loans come at a very low interest rate. The rate of interest varies with inflation and hence interest rate comes at 1% above base rates and the loan grows, are a very good advantage. The interest rate varies from 5.6% to 6.3%.

For a secured loan, the family house is kept as security deposit and the rates of interest are low, while for an unsecured loan, the interest rate is little high.

Qualifications

Student’s from a family earning. All students can apply for a maximum govt. student loan of $5,175 yearly for their study period. Disabled and dependent students get additional help.

Student loan installments are directly transferred to the bank account and a cheque is also given. Repayment of the loan starts only after the student starts earning more than $15,000. The best part about a govt. student loan plan is that the student does not have to worry about anything during his academic life. A govt. student loan is therefore given according to the financial needs of the students’ family. The repayment options make it very easy for a student to pay back his loan amount.

Summary

Government provides low loans for student who somehow doesn’t manage money for completion of their higher education.

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